Perform customer risk assessments with transparent logic
Apply your own methodology to generate consistent, explainable risk ratings that support better decisions and stand up to regulatory scrutiny.
Standardise customer risk assessment without losing control
Move beyond spreadsheets and subjective scoring. The Client Risk Assessment agent converts your internal policies, risk factors, and thresholds into a structured assessment engine that produces clear, consistent, and defensible customer risk ratings.
Define your scoring methodology
Configure the risk factors, weightings, thresholds, and rules that matter to your business. Align the assessment logic with your policies, customer types, products, geographies, and regulatory obligations.
Bring all risk factors into account
The CRA agent takes all the input from all other agents and automatically translates it, on the basis of the client's input and circumstances, into a clear client risk assessment.
Adapt risk ratings as conditions change
Keep assessments relevant by updating logic as regulations, business models, and risk exposure evolve. Support periodic review and ongoing monitoring with a framework built for change.
Standardise customer risk assessment without losing control
Move beyond spreadsheets and subjective scoring. The Client Risk Assessment agent converts your internal policies, risk factors, and thresholds into a structured assessment engine that produces clear, consistent, and defensible customer risk ratings.
Define your scoring methodology
Configure the risk factors, weightings, thresholds, and rules that matter to your business. Align the assessment logic with your policies, customer types, products, geographies, and regulatory obligations.
Bring all risk factors into account
The CRA agent takes all the input from all other agents and automatically translates it, on the basis of the client's input and circumstances, into a clear client risk assessment.
Adapt risk ratings as conditions change
Keep assessments relevant by updating logic as regulations, business models, and risk exposure evolve. Support periodic review and ongoing monitoring with a framework built for change.
“Reputation is everything for Crossover. Therefore, Crossover wanted a solution that not only “ticked boxes” but allowed for a tailored risk assessment. Muinmos Significantly reduced the time spent in gathering required information, saving on manual efforts and ensuring clear audit trails".
Paul Cusack
Global Head of Operations at Crossover Markets
“Reputation is everything for Crossover. Therefore, Crossover wanted a solution that not only “ticked boxes” but allowed for a tailored risk assessment. Muinmos Significantly reduced the time spent in gathering required information, saving on manual efforts and ensuring clear audit trails".
Paul Cusack
Global Head of Operations at Crossover Markets
Improve outcomes across
onboarding and review
The CRA agent helps teams move faster, apply policy more consistently, and maintain stronger control over risk decisions.
Accelerate case handling
Give analysts a structured starting point instead of forcing them to rebuild the same judgement every time. Teams can focus attention on exceptions and higher-risk relationships rather than routine scoring tasks.
Apply one methodology across teams
Create a more uniform risk posture across jurisdictions, business lines, and reviewers. A shared scoring approach reduces inconsistency and makes oversight easier for compliance leadership.
Answer “why” behind every rating
Make it easier to evidence decisions during audits, regulatory reviews, and internal QA. Clear rationale and traceable inputs help reduce friction when assessments are challenged or revisited.
Start onboarding with Muinmos today
Start onboarding with Muinmos today
FAQ
A customer risk assessment is the process of evaluating the level of money laundering, terrorist financing, fraud, product, service or related compliance risk associated with a customer. It typically considers factors such as customer type, geography, products used, ownership structure, and expected activity.